Advocate Capital, Inc. Law Firm Financing Blog

Law Practice Management Stories

Lynn Malone Celebrates 10th Anniversary with Advocate Capital, Inc.


Advocate Capital, Inc. Lynn Malone 10 year anniversaryWe at Advocate Capital have been blessed with excellent teammates and long-term employees. Our Credit & Compliance Coordinator, Lynn Malone, is definitely one of our finest. She recently celebrated her 10th Anniversary with Advocate Capital, Inc. and is pictured here with her 10 year anniversary award.


Lynn began her career at Advocate as an Administrative Assistant, then was promoted to Credit & Compliance Assistant, then was promoted again to Credit & Compliance Coordinator.


Lynn has an in-depth knowledge of our credit operations and has proven to be a vital reason that we are able to provide platinum level service to our clients.


Congratulations, Lynn! Thank you so much for the great work you do. Here’s to the next 10 years!


Paul B. Myers

Chief Credit Officer


Biren Prominently Featured in Book


birenOur great friend and client, Matthew B. F. Biren now has some of his most important work featured in the book Slick Water: Fracking and One Insider’s Stand against the World’s Most Powerful Industry.


In the book, author Andrew Nikiforuk highlighted an exceptionally triumphant case that attorney Matthew B.F. Biren handled following an explosion on March 24, 1985, at the Ross Dress Less clothing store in Los Angeles that blew into an inferno.


An excerpt from the book details how attorney Biren recruited an incredible team of technical experts who proved that the methane gas that caused the explosion had been freed up as a result of illegal fracking activities – pumping waste saltwater and acidic acid into rocks — which allowed gas to cross fault lines and rise to the surface.  Not only did Biren’s efforts result in a significant settlement for his 21 clients, but it helped develop procedures and safeguards that have protected the Beverly-Fairfax area ever since.



The book is available at with this link. The thumbnail description of the book includes:


The fossil fuel industry and many environmental groups tout hydraulic fracturing — “fracking” — as a panacea, with slick promises of energy independence, greenhouse gas reductions, and benefits to local economies. Yet the controversial technology, which blasts massive volumes of fluids, sand, and chemicals into rock and coal formations, has sparked huge public protests. Slick Water tells the shocking, inspiring story of one woman’s stand to hold government and industry accountable for the damage fracking leaves in its wake.


For more than 40 years, the Biren Law Group has represented thousands of people who have been injured or financially damaged. The firm has extensive experience handling complex cases that many other lawyers refuse to consider. They have obtained more than $500 million in compensation for injured Californians and will continue to fight for the rights of the individual, furthering their excellence in the legal profession.


Advocate Capital, Inc. congratulates Matthew B.F. Biren and his team for this outstanding recognition in their continuing fight for those injured due to the negligence of others.


Donna A. Jones

Senior Vice President


Advocate Capital Presents: “Law Firm Finance 101 Webinar”


Authored By: Rachel Markin


Copyright : Andriy PopovWant to make 2017 your healthiest financial year yet? Join Advocate Capital’s CEO and President Michael J. Swanson in our free “Law Firm Finance 101” webinar.


The December live event will feature tips to help you quickly understand financial basics, as well as tools to identify your firm’s challenges and how to overcome those challenges.


When you register for the webinar, you will instantly receive a free “12 Most Common Financial Mistakes” guide. We look forward to seeing you there!


Space is limited. Please reserve your spot.



A Cowboy’s Last Fight


Advocate Capital, Inc. client Scott HoyAdvocate Capital, Inc. congratulates our friend and client, Scott Hoy, and family of Ron Jensen, on their $2 million jury verdict!


Ron Jensen was a true cowboy. At 71 years young, his future was bright and he had big plans. Ron grew up riding horses and was passionate about sharing his love of horses with others. He spent the last years of his life converting the stables on his property into a cowboy church for rodeo workers. His dream for the future was to provide equestrian therapy for people with special needs. Ron was working on his “Dream Riders” project when he was tragically injured. Ron was watching a store clerk load lumber into his truck when a gust of wind blew the lumber into Ron, causing him to lose his balance and fall, striking his head on the truck’s tailgate. Ron suffered a cervical fracture resulting in quadriplegia, and he had to use a ventilator to breathe. Sadly, Ron passed away six months after the accident.


Scott Hoy of Hoy Trial Lawyers along with Co-counsel Mike Strain of Strain Morman Law Firm represented Ron in a personal injury claim against the store. Sadly, the store denied liability and claimed the wind and Ron’s past spinal injury, caused Ron to lose his balance. Mr. Hoy and Mr. Strain presented Ron’s case to the jury highlighting Ron’s accomplishments – despite his limitations from his previous spinal injury- and his plans for the future. The jury found in favor of Ron’s wife, Bonnie, and awarded her close to $2 million! The award was comprised of $1.02 million for medical expenses, $425,000 for pain and anguish, and $425,000 for catastrophic care and the change in relationship with her spouse.


Mr. Hoy said of the verdict, “You always kind of hold your breath. We felt like the jurors were in agreement with what we presented, but what happens in the jury room is something for them to decide. In the end, the strength of the story made a difference.”


For more about Ron’s life and his Dream Riders project, click here.


Advocate Capital Inc. is proud to support Plaintiff Trial Lawyers, like Scott Hoy, as they fight for justice for those injured through the negligence of others. Scott Hoy has over 30 years’ experience trying cases in state and federal courts. He is a member of various bar associations and is a graduate of the Trial Lawyers College.


Michelle D. Rigsby

Executive Client Manager


Thanksgiving Schedule


Copyright : Carl ErikssonSo that we can all spend time with our families and give thanks for our blessings, please note that Advocate Capital, Inc.’s office will be closed on Thursday, Nov. 24th and Friday, Nov. 25th.


We will return to the office on Monday, Nov. 28th.


All funding requests received before 4:00 p.m. CST on Wednesday, Nov. 23 will be processed with a Friday, Nov. 25 date.


All payment requests received by 3:00 p.m. CST on Wednesday, Nov. 23 will be processed with a Monday, Nov. 28 date.


All funding and payment requests received after the above Wednesday times and through Sunday, Nov. 27 will be processed promptly on Monday, Nov. 28.


Should you have any questions regarding the processing of any transaction, please feel free to contact our Accounting Team at 615.577.5448 or by email:


Wishing you, your families and your teams a very Happy Thanksgiving.


Paul Myers

Chief Credit Officer


Photo Credit: Carl Eriksson

Gladiators Became Grillmasters


cold-weather-cookoutIt was awesome to attend the Rocky McElhaney Law Firm Cold Weather Cookout last week! The “Gladiators in Suits” donned their aprons and grabbed spatulas. Rocky himself and attorney Justin Hight manned the grill. The team had burgers, dogs, BBQ, S’mores and more.


The pre-Thanksgiving celebration included music on the porch, sing-a-long and of course a corn hole tournament. Check out the McElhaney Gladiators:




For those of us privileged to work with the McElhaney firm, we know that they live and breathe the motto “We Fight For You” each and every day. Thus, these super attorneys are known around Nashville as the Gladiators in Suits.


While we all consider what we are thankful for this week, please remember to add trial lawyers to the list. We should all be grateful for the relentless pursuit of justice that these amazing gladiators seek every day to insure accountability and access to the courthouse for all of us.


Donna A. Jones

Senior Vice President


Advocate Capital Celebrates Early Thanksgiving


Authored By: Iris Garrett


group-blog1Thanksgiving is just around the corner. Though you may be only now starting to prepare your holiday favorites, we here at Advocate Capital, Inc. have welcomed Thanksgiving with open arms. Earlier this month, our team gave thanks with a luncheon provided by Monell’s! The meal included everything from turkey and gravy to mashed potatoes and green bean casserole and was only heightened with the addition of dessert staples: banana pudding, pecan and sweet potato pie!


Advocate Capital wants to make sure others in our community are able to enjoy a delicious Thanksgiving meal this season. We have partnered with Second Harvest Food Bank, a nonprofit in Nashville that works to feed hungry people and solve hunger issues in Middle and West Tennessee, to host a food drive over the next several weeks. We will be collecting canned meat, vegetables, fruit and other needed items here in our office, as well as virtually. If you would like to donate to our virtual drive, please click here!


turkeyUnlike other holidays, Thanksgiving is a time where we can all gather with friends and family for no other purpose than to celebrate what we already have. Whether they are tangible items we’ve collected, opportunities that have come our way, or relationships we’ve built, Thanksgiving serves as a reminder that nothing in life should be taken for granted. Our team at Advocate Capital, Inc. knows this to be true, and we are so very thankful for the daily support we receive from our employees, clients and friends. Without you, our company would not be where it is today.


Happy Thanksgiving!


Advocate Wellness: Zombie Challenge Survivors


Authored By: Tiffany Orth




As a member of the Advocate Wellness committee, I had the privilege of organizing the Zombie Walking Challenge. Starting Oct. 1, employees were given individual daily step goals (10% their previous month average) which they had to meet or exceed for 31 days straight to survive the zombies.


Below are some of the Zombie Walking Challenge statistics:


  • 32 employees participated.
  • 47% survived at least 10 days in a row.
  • 25% survived all 31 days!


milestone-prizes-blogMilestone prizes were awarded to participants who survived 10 and 20 days straight. For 10 days, survivors received a “Keep Calm and Kill Zombies” koozie and for 20 days, survivors received a deck of zombie playing cards (pictured right).


The winners, surviving 31 consecutive days, received a personalized Zombie Walk medal. I was proud to survive this challenge alongside these brave women:


Ashley Harrison
Billie Hardison
Cindy Sharp
Claire Wood
Donna Jones
Lisa Larkin
Shirley Johnson


During the award presentation, we acknowledged two survivors who went above and beyond the challenge goals:


  • Top Survivor: Shirley Johnson with 16,434 average steps per day.
  • Most Improved Survivor: Ashley Harrison who increased her average steps by 32%.


Congratulations to all the survivors and THANK YOU to everyone who signed up. Your participation helped make the challenge fun and successful!


Shout out to the Advocate Wellness committee chair Jeff Glueck and my fellow members, Billie Hardison and Michelle Rigsby, for all your support and enthusiasm.


Stay tuned for our next walking challenge starting Dec. 1!


How Long Will My Personal Injury Case Last?


In Mr. Swanson’s latest interview, Attorneys Bob and Brad Simon of The Simon Law Group share some of the factors that determine how long it will take to prosecute your personal injury case to conclusion.



Tina Burns

Vice President


Ways to Minimize Your 2016 Tax Liability


Copyright : lucadpThe IRS stands firm on the ruling that client case costs are considered a receivable for accounting and tax purposes and are not a tax deductible expense. However, the Advocate Capital, Inc. Case Expense Funding product provides a solution to help contingent fee lawyers to minimize their annual tax liability.


As we quickly approach year-end, Advocate Capital, Inc. clients may choose to fund client case costs, using the proceeds generated from the funding request to make tax deductible payments before year-end, minimizing the Firm’s current year tax liability.


Below are just a few examples of potential tax deductible expenditures a firm can make using the cash they have access to by funding their client case costs before year end:


  1. Year End Bonuses
  2. Charitable Contributions
  3. Maximize 2017 Retirement Account Contributions (Click for 2017 limits)
  4. State & Local Tax Payments (including Property Taxes)
  5. Unpaid Medical Bills
  6. Purchases for certain Section 179 Property (Maximum section 179 deduction for 2017 is $500,000)


Make the time to ask your tax adviser about other tax deductible expenditures you can make before year end to minimize your individual 2016 tax liability. The dollars you save may be your own!


The Advocate Capital, Inc. Case Expense Funding product provides countless strategic financial solutions for Plaintiff Lawyers; minimizing the annual tax liability, is just one of many solutions. To learn more about how the Case Expense Funding product can benefit your clients and your practice, contact your Account Manager or click here for contact information.


Important: Advocate Capital, Inc. and it staff do not provide tax, legal or accounting advice. This blog has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisers before taking any action.


Michael J. Swanson

President and CEO


Photo Credit: lucadp


Yelp for Law Firms


Authored By: Tiffany Orth


Yelp for Law FirmsWhether you are looking for a dentist or searching for a new restaurant to try, you probably have used Yelp reviews to help make your decision. With an estimated 72 million unique visitors and over 115 million reviews, Yelp is becoming one to the top sources for consumers. Just this year, Google launched an update which highlights local reviews that includes Yelp reviews displayed on search results.


So, what does this mean for your law firm?


In a recent article, Gyi Tsakalakis of shares how this popular review source may “play a role in the initial impressions formed by potential clients.” Below are a few of his tips to monitor and manage your law firm listing:


  • Claim Your Law Firm’s Page: “Be particularly careful to list your name (firm name), address, and local phone number. The consistency of these is critical to ranking in local search results. If your firm has multiple office locations, be sure to claim each additional location page.”
  • Yelp Business Owners Dashboard: Yelp business dashboard is “one way to measure the impact your Yelp listing is having on your client development efforts.” This dashboard will allows you to see user views, activity feed and customer leads. You can also track your referral traffic from Yelp in Google Analytics.
  • Review Yelp Guidelines: “Yelp has a variety of guidelines for contributing content. Perhaps most notably, Yelp strongly discourages businesses from soliciting Yelp reviews. However you may feel about this policy, you shouldn’t publicly request reviews for your Yelp page. If you do, you put yourself at risk of Yelp taking action on your page, including filtering your reviews.”


(Read the full article, “Yelp for Lawyers”)


“For better and worse, Yelp is likely to play some role in how potential clients form an opinion about you and your practice,” says Tsakalakis. Being proactive and monitoring your law firm listing will help prospective clients get the best first impression.


Photo Credit: dennizn

Reflecting on Veterans Day


Authored By: Iris Garrett


Copyright : Aleksandrs BondarsVeterans Day means different things to different people. For some, the day symbolizes the end of a bitter World War filled with service and sacrifice; but to others, it is a day to reflect, celebrate, and pay tribute to not only the fighters of WWI, but to all American veterans, living or dead, for their patriotism both during battle and peace.


Veterans Day began back in 1919, a year after the end of the First World War. It was originally dubbed “Armistice Day” in light of the temporary cease in hostilities that took place between Germany and the Allied Nations in 1918 on the 11th hour of the 11th day of the 11th month. However, it wasn’t until several years later that November 11th became a national holiday that is observed regardless of what day of the week it falls on.


Advocate Capital, Inc. is thankful to all of America’s veterans for their willingness to serve our country for the greater good. These brave men and women have protected the freedoms and rights we hold dear, and we hope that you will join us in celebrating them not just on Veterans Day, but every day of the year.


Here are a few facts about the current U.S. veteran population as listed on


  • 1 million living veterans served during at least one war.
  • 2 million veterans served in peacetime.
  • 2 million veterans are women.
  • 7 million veterans served during the Vietnam War era (1964-1975).
  • 5 million veterans served during the Gulf War (representing service from Aug. 2, 1990, to present).
  • Of the 16 million Americans who served during World War II (1941-1945), about 620,000 are still alive.
  • 2 million veterans served during the Korean War (1950-1953).
  • 6 million veterans served in peacetime.
  • As of 2014, 2.9 million veterans received compensation for service-connected disabilities.
  • As of 2014, 3 states have more than 1 million veterans in among their population: California (1.8 million), Florida (1.6 million), Texas (1.7 million).
  • The VA health care system had 54 hospitals in 1930, since then it has expanded to include 171 medical centers; more than 350 outpatient, community, and outreach clinics; 126 nursing home care units; and 35 live-in care facilities for injured or disabled vets.


Photo Credit: Aleksandrs Bondars

Advocate Capital, Inc. Holds SUPER Celebration


Authored By: Iris Garrett




Our team at Advocate Capital, Inc. doesn’t just fight for plaintiff law firms, we fight like superheroes. Well, at least that was the case on October 31st when our Nashville office held its Halloween Employee Appreciation event. The theme, far from spooky, was based on characters from Marvel’s “Avengers” and DC’s “Justice League,” and it demonstrated just how super Advocate Capital, Inc. employees could be.




The company’s marketing team was in charge of hosting the event, and they didn’t take that task lightly. They created a promotional video, filled the entire office with superhero colors, props, and posters, and dressed as powerful heroines themselves; and they weren’t the only ones in character. President and CEO Michael J. Swanson came as “Spiderman,” and other employees dressed as fun versions of “The Mad Hatter,” “Robin,” and a “Super Corny” Unicorn.


However, it was Advocate Capital’s Sarah Hazelwood who was voted “Best Costume” with her unique take on “Rosie the Riveter”. Congratulations Sarah!


In addition to the event’s catered lunch provided by the Potbelly Sandwich Shop, employees were served a host of different games and activities. The first activity was a superhero quiz with questions only a true comic book lover would know. The second activity was a timed relay that included tossing items into a bucket, testing one’s hopscotch skills, and ciphering through clues to find a hidden object. In the end, Laszlo Kovacs was crowned superhero trivia champ (after answering two consecutive rounds of quiz questions), and the team deemed “The Warriors” (Jeff Glueck, Bea Solorzano, Mary Berst, Cindy Sharp, and Todd Jackson) were the fastest to complete the timed exercise. Great job everyone!



“The Warriors” (from left Mary Berst, Bea Solorzano, Jeff Glueck, Cindy Sharp and Todd Jackson)


So, Advocate Capital, Inc.’s Halloween event may not have been spooky, but it was spectacular. To view more photos from the event, be sure to check out our Facebook and Google+ albums!


ITLA 52nd Annual Institute Wrap Up


itla-blogI had the privilege of representing Advocate Capital, Inc. during the ITLA’s 52nd Annual Institute in Indianapolis last week.


The 52nd Annual Institute was held at the Indiana Convention Center and featured two-days of exceptional CLE presented by nationally-recognized trial attorneys and other experts.


It was nice meeting prospective and existing clients during the conference, including our Client of the Quarter Karl Truman of the Karl Truman Law Office, pictured here. Thank you all for stopping by our booth to say hello.


Tina Burns

Vice President


Virtual Reality: A New Tool for Litigation


Copyright : 8vfanrfThe idea of Virtual Reality (VR) has been around since the 1900’s, but recently we have seen rapid growth in the capabilities and utilization of this technology. We’ve noticed a number of companies and institutions pursuing the use of VR in litigation. As the Nation’s leading Case Expense Funding provider, it would be remiss of us not to recognize VR as potential case expense for law firms in the near future.

Kineticorp, a Denver-based forensic engineering and visualization firm, is currently getting a jump start on the VR and litigation trend. Forensic Animator Tomas Owens is leading Kineticorp’s team of visual artists and engineers in the development of virtual reality-based car accident scenes. Kineticorp’s goal is to better understand the effectiveness of virtual reality or augmented reality when it comes to communicating the accurate physics of a reconstructed accident. So far, the team is in the research stage, but they are offering private accident reconstruction demonstrations to select firms throughout the U.S. to obtain feedback. You can learn more about their current research and demonstrations by viewing the video below or clicking here.



Michael J. Swanson

President and CEO


Photo Credit: 8vfanrf

Volkswagen to Pay Up to $15 Billion in Class Action Settlement


Copyright : Arsenie KrasnevskyLast week, U.S. Senior District Judge Charles Breyer accepted a historical class action settlement between the Federal Trade Commission and the world’s second-largest automaker, Volkswagen.


This summer, VW agreed to pay close to $15 billion in settlement fees. Of that amount, $10 billion will be paid to consumers (who own or leased affected 2.0-liter VW models), and $4.7 billion will be paid towards environmental restitution. Judge Breyer said the settlement “adequately and fairly compensates” consumers and, “given the risks of prolonged litigation, the immediate settlement of this matter is far preferable.”


In late 2015, Volkswagen admitted to installing secret software on their 2.0 and 3.0-liter models to increase gas mileage and to cheat emission tests. Consumers who purchased or leased a VW 2.0-liter diesel Beetle, Golf, Jetta, Passat, and Audi A3 automobiles under the guise of a “cleaner fuel” automobile bought vehicles that emit pollution up to 40 times the amount of legal pollution levels. The 3.0-liter models emit up to 9 times the legal levels.


Cynthia Giles with the US Environmental Protection Agency stated, “Today is a landmark day, when this innovative settlement can be put into action, investing billions of dollars into public health protections to remedy these serious violations.”


Under the settlement, consumers who own or lease the effected 2.0-liter automobiles, have three options available: VW will buyback the vehicle, the lease can terminated, or the vehicle can be fitted with an approved emissions modification. Consumers have until September 1, 2018, to submit a claim. The FTC breaks down the options and claims process. For more information click here.


Volkswagen CEO Matthias Mueller called the settlement, “an important milestone for us on the way towards clearing up the problem that we caused some time ago.” The historic settlement does not address the VW 3.0-liter diesel models. The automaker faces billions more in costs to address the estimated 85,000 3.0-liter diesel Porsche, Audi and Volkswagen models that also contain the secret software. Volkswagen must update the court on November 3, with a status of the plan for the 3.0-liter models.


Advocate Capital, Inc. is proud to support the work of plaintiff trial attorneys as they hold big corporations like Volkswagen accountable. We will continue to follow this story and blog about this historic class action settlement.


Michelle R. Rigsby

Executive Client Manager


Photo Credit: Arsenie Krasnevsky

Booth & Koskoff Obtain $4M Settlement in Molestation Case


Advocate Capital Inc. clients Booth Koskoff

Congratulations to the team of Richard B. Koskoff, Amy S. Niven and Carly L. Edson of the Law Offices Booth|Koskoff for their recent $4 million settlement in a sexual molestation case in the California foster care program.


The Plaintiffs were two (2) young boys, ages 9 and 10. Due to abuse and neglect in their homes, the Plaintiffs were placed in foster care (agency confidential). Approximately one year after placement in a foster home, the County of San Bernardino and the foster family agency placed an older minor, Rickie F., in the home with the Plaintiffs.


Rickie F. had a history of molesting younger male children. Defendants did not warn the foster parent of Rickie F.’s predatory tendencies toward younger children. The foster agency neglected their duties to protect the Plaintiff children when placing a known sexual offender in the foster home and failing to warn the foster parent of his past behavior. Rickie F. began repeatedly and continuously sexually abusing and molesting Plaintiffs in the foster home for a period of six (6) months.


The Defendants’ contested the lawsuit and their defenses were callous and outrageous. Initially, although they claimed to have no knowledge of Rickie F.’s previous history. They also claimed that Rickie F. had been rehabilitated based on the amount of time between offenses. Then Defendants alleged that any damages on behalf of the two (2) young victims were a direct result of their economically disadvantaged upbringing and neglectful backgrounds. The Defendants further argued that the young victims were willful participants in the activity and suffered no injuries or damages. Booth|Koskoff refused to concede to the Defendants’ ridiculous excuses and continued their long and arduous fight for these innocent victims.


Experts obtained by Booth|Koskoff showed that these young victims were not protected in the foster home they were placed in by Defendants. In fact, the situation was quite the contrary.


The settlement concluded in mediation just two (2) days before the scheduled trial. The efforts of Booth|Koskoff saved the two (2) young victims from reliving the horrific events and embarrassment of testifying about the sensitive matter in Court.


What is perhaps most impressive about this victory is that the case took over five (5) years to reach conclusion. Thanks to the efforts of Booth|Koskoff to obtain for justice for the young victims, they can receive the assistance needed in the future to overcome the atrocities suffered from the Defendants’ failure to protect them.


Advocate Capital, Inc. is proud to support the important work done by trial lawyers across the country to make the world a safer place for all.


Donna A. Jones

Senior Vice President


Complimentary CLE Offered at Advocate Capital, Inc.


Authored By: Iris Garrett

Advocate Capital Inc. SeminarCalling all Tennessee law firms! A complimentary intermediate level CLE will be offered at the Advocate Capital, Inc. office next Thursday, November 10, 2016. The course is approved for three General CLE credits and will focus on Law Firm Finance 101, ERISA and Medicare Lien Negotiation Strategies, and Pooled Trusts to help your clients’ settlement. Click here to view the full agenda for the event.


The seminar will begin at 9:00 AM and includes a free breakfast provided by Synergy Settlement Services and Advocate Capital, Inc. Space is limited, so act fast and reserve your seat today! A webinar will be provided to attorneys who are unable to attend the seminar in person.


Law Firm Finance 101 + Medicare Secondary Payer Compliance and Lien Resolution Techniques in 2016 Seminar


Thursday, November 10, 2016
Advocate Capital, Inc. Office
1 Vantage Way C200, Nashville, TN 37228
9:00 AM – 12:00 PM CST


We hope to see you there!


Photo Credit: rawpixel

Advocate Capital, Inc. Increases its Maximum Credit Limit


Authored By: Iris Garrett


Advocate Capital, Inc. has exciting news for our clients and other plaintiff law firms looking to grow. Our team is now offering a maximum line of credit of $5,000,000 per qualifying law firm. Not only does this new higher line of credit signify a $1,000,000 increase from our company’s previous limit of $4,000,000; but we believe the extended funding will go a long way to helping plaintiff lawyers pursue justice and get even better results for their clients.


Watch this short video to learn more about our new $5,000,000 line of credit and to find out how you can partner with Advocate Capital, Inc.:



Advocate Capital’s 3rd Annual Soup & Chili Cook-Off


Authored By: Bea Solorzano


3rd Annual Chili and Soup Cook-Off winnersOn October 3, Operations and Accounting happily hosted the Advocate Capital Headquarter employees’ Soup & Chili Cook-off. What you should know, they are the food connoisseurs in the office.


Employees were encouraged to participate by bringing in their very best Chili or Soup. The turnout was great! Six employees’ entered for ‘Best Chili’ and three for ‘Best Soup’. Everyone had a lot of fun trying to match the chili or soup to its respective chef.


Twenty-five employees sampled chili and soup, and cast their votes. Michelle Rigsby (pictured right) walked away with the ‘Best Chili’ award for her amazing recipe and corn bread accompaniment. A tasty Chicken Enchilada Soup won Ashley Harrison the ‘Best Soup’ award. The Cook-off was a success! Everyone left more than satisfied and with plenty of great new recipes to try out. AND, there were leftovers!


Meyerkord, Russell & Hergott Attorneys Named “Best of the Bar”


Authored By: Iris Garrett


meyerkord-russell-hergottCongratulations to our friends at Meyerkord, Russell & Hergott for recently being named “Best of the Bar” for 2016 in the Kansas City Business Journal.


Lawyers are selected in the “Best of the Bar” contest by their peers and are considered the top private practice attorneys in the Kansas City metro area. This year, Matt Meyerkord, Brian Russell, and Nick Hergott were all represented on the list (198 were chosen in total), and the three of them are now featured on the publication’s website.


Advocate Capital, Inc. congratulates Meyerkord, Russell & Hergott on their great accomplishment. Their team works to help clients suffering from personal injury and car accident cases through no fault of their own, and we are proud to partner with a firm like theirs.


For more information on their “Best of the Bar” recognition, click here.


Indiana Trial Lawyers Association 52nd Annual Institute


Authored By: Tiffany Orth


ITLA_LogoWill you be attending the ITLA’s 52nd Annual Institute in Indianapolis on November 3-4?


Jeff Glueck will be representing Advocate Capital, Inc. at booth #6. Stop by and discover The Advocate Flexline®, our new product combination that gives contingent-fee law firms the most powerful funding solution ever available.


The 52nd Annual Institute will take place at the Indiana Convention Center. This two-day seminar provides exceptional CLE presented by nationally-recognized trial attorneys and other experts. Earn up to a year’s worth of CLE hours including ethics and learn important changes in Indiana law while networking with hundreds of other ITLA members.


Don’t forget to visit our booth and enter our raffle for a chance to win a Bose® SoundLink® Mini!


We hope to see you there.


How Much Is Your Personal Injury Case Worth?


Watch President and CEO Michael J. Swanson as he interviews Attorneys Bob and Brad Simon of The Simon Law Group about some of the factors that determine how much a personal injury case is worth.



Tina Burns

Vice President


Action in Arizona


Authored By: Barry Epstein


barry-azajMary Berst and Barry Epstein were welcomed back and thanked for our continued sponsorship support by the program Chairman and operating committee of the AZ Association for Justice.


The Sidney T. Marable Advanced Trial Advocacy Conference was held in Scottsdale on October 21st and 22nd.


Barry met with clients and friends like Matt Millea, Program Chairman; Mike Magee; Ty Tabor, Past President and had the opportunity to address all the attendees at the luncheon, which led to several positive conversations at the exhibit.


Mary had the opportunity to experience first-hand the dynamics of a tradeshow conference and expressed that it was much better than she had anticipated. She was also able to use her extensive knowledge of sports and travel to initiate conversations in the “mingle mode” and transition the attorney into a business dialogue.


17778For more than 17 years, Advocate Capital’s mission has been to help plaintiff lawyers get even better results for their clients by providing access to the lowest cost of capital in the marketplace.


2016 has been an amazing year of growth for Advocate Capital, Inc. We believe our partnerships with personal injury law firms continue to grow thanks to our industry reputation of providing the world’s most effective case funding system, our excellent customer service and our proprietary software – which tracks the “recoverable” interest on a case-by-case basis.


If you were unable to stop by our ATAC exhibit, you can still learn more about us here.


Thanks to everyone who stopped by to say ‘hello’. We enjoy working with you to ensure that while you pursue justice for your clients, we’re supporting you in the business of running a law firm.


Biren Law Group Demands Justice in Complex Spine Injury Case


birenThe Plaintiff worked as a gasoline tank driver and had years of driving experience, but it was while driving his Ford F150 to take his young daughter to school that he sustained severe spinal injuries. As he was exiting from the gated community where he lived, he came to a stop to let children pass who were walking to school. While waiting for the children to clear, the community gate closed on the plaintiffs’ vehicle. It had rained the night before and the gate was wet. While attempting to pull the wet gate off of his truck, the plaintiff’s hands slipped on wet bars causing him to twist and the gate to close on his back resulting in a lumbar back injury. The defense claimed the plaintiff had a preexisting degenerative spine, even though he had never before experienced low back symptoms. After failing conservative care, a spine specialist performed a three level laminectomy.


The case first went to mediation and the defense could have settled initially for $450,000, but instead made an unreasonably low offer. Attorneys Matthew B.F. Biren and Andrew G.O. Biren of The Biren Law Group then developed a mountain of evidence demonstrating the culpability of the defendant — multiple failures by the gate’s maintenance company which caused the gate to malfunction; a properly maintained gate would never close on a vehicle while exiting and even if it did, it should have automatically opened on contact with the vehicle rather than staying clamped on it.


Over the course of the next year, the Plaintiff’s lumbar symptoms returned, only worse – he was beginning to develop neurological deficits. After again failing conservative care, the Plaintiff was left with no alternative other than fusing the three damaged levels. Before surgery could be performed, as a result of back problems and neurological deficits, his leg began giving away and he ultimately suffered a fall, injuring his neck, which would require a one level cervical fusion.


All surgeries were completed before the case was to proceed to trial. After the court made rulings on evidentiary motions that were very favorable to the Plaintiff, the defendant’s primary insurer, who had never offered even the $450,000 that would have settled the case early on, finally agreed to pay its policy. At that point negotiations began with the excess carrier and the case was settled for multiples of the original settlement demand; twice the amount any mediator had ever put on the case.


The Biren Law Group was determined to hold the defendant accountable, building their case and refusing to give up until justice was achieved on behalf of their client. Without the Firm’s expertise and determination, the Plaintiff would have been at the mercy of the defendant who denied accountability and liability.


Advocate Capital, Inc. is proud to support the great work of trial lawyers across the U.S. in the fight to ensure justice for consumers. Please join us in congratulating The Biren Law Group and their client!


Lisa Wagner

Senior Vice President, Client Services


Case Expense Financing at a Net Cost of Less Than 1%*

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